UAE expats are embracing a new year with a renewed focus on saving, while still enjoying their favorite luxuries. Despite rising costs, a recent survey reveals that UAE residents are prioritizing financial stability and maintaining their travel and daily comforts. In 2026, saving money is the top New Year's resolution for 57% of UAE residents, according to a Toluna survey, marking the second consecutive year of this trend. Career goals remain important, with 37% planning to seek new opportunities. This shift towards financial discipline is notable, as it has held steady in 2026 after a surge in 2025. For many, saving is becoming a default habit rather than a temporary measure. Danny Mendonca, managing director at Toluna, notes that people are becoming more selective about their spending, reflecting the ongoing financial challenges. The top concerns include rising living costs (54%), personal financial security (45%), and housing expenses (44%). The focus has shifted from cutting back to making informed spending decisions. When it comes to food, 34% plan to eat healthier, but this doesn't mean premium; it's about practicality. Residents prioritize fresh, minimally processed food (66%), nutritional value (63%), and home cooking (60%). This aligns with spending plans, as 40% aim to cut back on eating out, followed by luxury products/services and food deliveries. Despite financial discipline, travel remains a priority. Nearly three-quarters of UAE residents plan international trips, with 44% expecting one to two trips and 30% planning three to four. Value-based decisions dominate, with 28% seeking deals, 28% preferring all-inclusive packages, and 27% choosing flexible travel dates. This shows that expats are optimizing their travel plans rather than sacrificing them. Beyond money and travel, lifestyle resolutions suggest a recalibration of priorities. 35% want more family time, 31% aim for a better work-life balance, and 31% plan to exercise regularly. Confidence is high, with 89% believing they will achieve their goals. A separate survey by Yonder Consulting reveals that 30% plan to review and reduce monthly spending, build emergency funds, and save for specific goals. Debt reduction is also on the agenda, though with fewer priorities compared to last year. Financial advisors emphasize consistency over dramatic changes. Simple habits like monthly spending tracking, canceling unused subscriptions, automating savings, building emergency funds, and pausing before big purchases are key. For UAE expats, 2026 is about intention and balance. Saving is a priority, but travel and quality of life are protected. The clarity in budgeting may be the most meaningful resolution, ensuring a sustainable and enjoyable lifestyle.
